The HO6 policy or "Home Owner #6" offers coverage for the structure and private elements, that is, they are not considered common elements under the Condominium Law.
Under the new Condominium Law, private elements and improvements are the responsibility of each owner. Orient yourself on the importance of having an HO6 policy.
The HO6 insurance policy is the most common type of policy used to insure homes and condominiums in the United States and Puerto Rico. The HO6 is a specifically named
perils insurance policy .